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About Us
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We are a thriving community bank that prides ourselves on hard work, friendly customer service and all the conveniences of local banking. BCB has been servicing large and small accounts for business and personal needs since its inception in November 2000. We are now located in Bayonne, Jersey City, Hoboken, Monroe Township, South Orange, and Woodbridge. BCB continues to find ways of improving our services for an enjoyable and hassle-free banking experience

Products & Services for customers
Available at all locations!
  • Free Coin Redemption Machines
  • 24 Hour ATM
  • Safe Deposit Boxes
  • Security Personnel
  • Notary and Medallion Signature Guarantee
  • Money Orders
  • Gift Checks
  • Travelers Checks
  • Overdraft Protection

For all products and services please call
(201) 823-0700



BCB Executive Officers

Thomas M. Coughlin
CEO & President
Thomas M. Coughlin is the Chief Executive Officer, President, and Chief Operating Officer of BCB Community Bank and Corporate Secretary of BCB Bancorp, Inc. Mr. Coughlin has been in the banking industry for 28 years. He was formerly Vice President of Chatham Savings Bank and prior to that, Controller and Corporate Secretary of First Savings Bank of New Jersey. Mr. Coughlin, who received his CPA designation in 1982, is a member of the Bayonne Rotary, Gift of Life 7490, International Aid Humanitarian Foundation, Friends of Family Readiness Group, Bayonne Chamber of Commerce and Friends of Special Children. In addition, Mr. Coughlin was a former Commissioner of the Bayonne Rent Control Board, the past President of the American Heart Association and has served as Trustee of D.A.R.E. and the Bayonne P.A.L. Mr. Coughlin attended Saint Vincent DePaul Grammar School, Bayonne High School and received a B.S. degree from Saint Peter's University, Jersey City.




Joseph T. Javitz
Joseph Javitz is the Senior Vice President /Chief Lending Officer of BCB Community Bank. He has been in the banking and financial services industry for more than 31 years.

He joined BCB Community Bank in June 2014 as Division Executive of Lending for the Bank. Prior to his hire, he was the Chief Lending Officer of a Federally Chartered Savings Bank in New York City.

His career began at Roosevelt Savings Bank, located in Garden City, NY and has included positions as Senior Vice President, Mortgage Division Executive.

Mr. Javitz's diverse experience includes 30 + years in developing Residential, Mixed-Use, Multi-family and Consumer lending business platforms for regional and national lenders. As a strong strategic thinker and team builder, he has developed a track record of building profitable lending programs while achieving high standards in loan quality.

Mr. Javitz is a graduate of Bernard M. Baruch College with a B.B.A. in Marketing and Advertising and also attended Adelphi Graduate School of Business (M.B.A. Program) in Finance and Economics.

Mr. Javitz has been active in the Mortgage Lending Industry as he has served as Past President of the Community Bankers Mortgage Forum 2000 and Vice President of the Metropolitan Mortgage Officer's Society 2014.




William Pawlo
William (Bill) Pawlo is the Executive Vice President – Finance and Chief Risk Officer of BCB Community Bank. He has been in the banking and financial services industry for more than 37 years.

He joined BCB Community Bank in 2011 as Chief Risk Officer with completion of the acquisition of Allegiance Community Bank where he had held the position of Senior Vice President and Chief Financial Officer.

His career began at Somerset Savings Bank and has included positions in the Controlling and Financial Management areas of New Jersey based financial institutions including Executive Vice President, Chief Financial Officer and Treasurer at Fellowship Savings, Vice President and Controller at Carteret Savings and Senior Vice President at Metrobank. Mr. Pawlo's diverse experience includes positions held in Secondary Mortgage Operations at Globe Mortgage and managing Loan Originations and Corporate Operations at Federal Mortgage. His career has also included positions at Deutsche Bank as Vice President Controller for U. S. Treasury Operations and at Barclays Bank in the Money Markets area. Applying his acquired knowledge he has been a consultant and advisor in both Domestic and Foreign based businesses and for Financial Services Companies where he provided consulting services in the Controlling and Financial areas.

Mr. Pawlo is a graduate of Rutgers University, Newark College of Arts and Sciences with a B.A. in Science and Accounting, and holds an M.B.A. in Finance from Fairleigh Dickinson University.

Mr. Pawlo has been active in his community of Oradell N.J. where he has served on the Board of Education and in Edison N.J., where he was a member of the Volunteer Fire Department.



Thomas P. Keating
Thomas P. Keating, CPA, is the Chief Financial Officer of BCB Bancorp. Inc. Prior to joining the Company in March 2014, Mr. Keating served as the Chief Financial Officer and Chief Operating Officer of Enterprise National Bank in Kenilworth, NJ for three years, and had previously worked in different capacities at both BCB and Pamrapo Bank. He also served as Chief Financial Officer of AES Red Oak, LLC for six years.

Mr. Keating attended Marist High School, received a B.S. degree in Accounting from St. Peter's University and a M.S. degree in Taxation from Seton Hall University.

He is a member of the American Institute of Certified Public Accountants and the New Jersey Society of Certified Public Accountants.

Mr. Keating has been active in the Bayonne community, having volunteered his services to the Bayonne Family Community Center, St. Mary's Citywide PeeWee basketball program, Bayonne Little League, Bayonne PAL and Bayonne Cal Ripken.


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