Home | Contact Us | FAQ | Security
Check Reorder | Locations | Remote Deposit | Transfer Agent
          Investor Relations | REO Properties
           
FAQ
.........................................

Go to FAQ for:


Account FAQ's

Q. What do I need to open an Account?
A. In order to open a standard account, please visit one of our local branches and a BCB Employee will be happy to assist you. You will be required to bring:

Primary Documents – Must contain photo and evidence signature, date of birth, and current address
  • Unexpired State-Issued Photo ID
  • Drivers' License
  • Learners' Permit
  • Non-Driver Photo Identification Card
  • Boat License
  • Unexpired U.S. Military ID (Military and dependents)
  • Unexpired U.S. Passport
  • Unexpired U.S. Resident Alien ID card


Secondary Documents
  • Major Credit Card or Debit Card from other financial institution
  • Unexpired State-Issued ID not containing photo
  • Employer ID card with recent photo
  • V.A. Benefits card with photo
  • Foreign Passport with picture and unexpired visa stamp from U.S. Immigration
  • Current pay stub from known area business, evidencing name and current address
  • Current utility bill, evidencing name and address
  • Voter registration card
  • State-issued birth certificate with original seal

BCB Community Bank ATM or debit cards are Not considered acceptable forms of secondary or additional ID.
This information is required for all parties that are present to open the account.

Q. Are my deposit accounts FDIC insured?
A. Yes, Individual customer accounts are insured by the FDIC up to $250,000 per owner. Greater FDIC insurance coverage may be available depending on account registration. Visit your local branch for more information or call (201)-823-0700. For more information on FDIC insurance click here.

Q. How can I get my account balance?
A. There are several ways to get your account balance

  1. You can call our toll free Bank by Phone at 1-866-823-0700
    (Bank code 229) to listen to your account information 24 hours a day
    7 days a week.

  2. Register for online banking to view your bank statement and transactions. Online Banking is available 24 hours a day 7 days a week.

Q. Can I open a savings or checking account online?
A. Currently you cannot open an account online.

Q. What is the difference between a savings passbook and a statement savings?
A. A savings passbook requires you to come to the bank to have your interest printed into your passbook as well as process transactions such as withdrawals and deposits. Statement savings accounts allow you the freedom to process transactions without the burden of a passbook that may get lost or stolen. You simply need to know your account number then fill out a deposit or withdrawal slip supplied at your local branch. Statement savings does allow you to have a ATM (debit) card so that you may withdrawal money at any ATM. You do not have that option with a passbook savings. Please visit this page to learn about Going Green.

Q. What are your current interest rates for savings account?
A. Please click here.

Q. Is interest paid on my checking account?
A. Yes, only if it is an interest bearing checking account. Click here for more details on interest bearing checking accounts.

Q. How can I setup Direct Deposit for my payroll check or Social Security check?
A. Your employer or Social Security Administrator will provide you the appropriate materials needed to participate in Direct Deposit or Social Security. If you visit your local BCB Community Bank branch an employee will gladly help your fill out the paperwork.

Q. Are wire transfers possible to and from my checking account?
A. Yes, please visit your nearest branch to setup a wire transfer below is what you will need to wire money out:
   
  Beneficiary: Name, Account Number, Complete Physical Address
Bank: Name, Routing Number, Complete Physical Address
   
  For international transfers
International Bank: Name, SWIFT Code, Complete Physical Address
   
  For incoming wire transfers
Receiving Bank: Name, ABA#, Complete Physical Address
Beneficiary: Name, Account Number, Complete Physical Address
Account Holder's: Name, Account Number, Complete Physical Address

Q. Are wire transfers possible to and from my savings account?
A. Yes, please visit your nearest branch to setup a wire transfer below is what you will need to wire money out:
   
  Beneficiary: Name, Account Number, Complete Physical Address
Bank: Name, Routing Number, Complete Physical Address
   
  For international transfers
International Bank: Name, SWIFT Code, Complete Physical Address
   
  For incoming wire transfers
Receiving Bank: Name, ABA#, Complete Physical Address
Beneficiary: Name, Account Number, Complete Physical Address
Account Holder's: Name, Account Number, Complete Physical Address


About Us | Online Privacy | Privacy Practices | FAQ | Calculators | FDIC Deposit Insurance | Easy Switch
©2014, BCB Community Bank. All Rights Reserved.
SBA Loan