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Bayonne Community Bank offers a wide variety of  checking accounts to suit all your banking needs, regardless of your financial status.

  • Non-interest bearing

  • Minimum deposit of $50.00 to open account

  • No monthly service charge

  • Free initial order of 50 Bayonne Community Bank checks

  • Unlimited check writing abilities

  • Monthly image statements

  • Free Debit\ATM card usage at our locations

  • Free 24 hour bank by phone


  • Minimum deposit of $50.00 to open account

  • $500.00 minimum daily balance required to avoid service charge and to obtain APY*

  • Interest credited monthly on balances of $500.00 or more

  • Free initial order of 50 Bayonne Community Bank checks

  • Unlimited check writing privileges

  • Monthly image statements

  • Free Debit\ATM card usage at our locations

  • Fees may reduce earnings

  • Free 24 hour bank by phone


  • No minimum opening deposit

  • No monthly service charge

  • Free Bayonne Community Bank checks

  • Unlimited check writing priveleges

  • Interest paid on an average monthly balance of $500 or more

  • Direct deposit

  • Monthly image statements

  • Free Debit\ATM card usage at our locations

  • Fees may reduce earnings

  • Free 24 hour bank by phone


  • Tiered Rates

  • 3 deposits and 3 checks per statement cycle

  • Minimum deposit of $1000.00 required to open account

  • Minimum daily balance of $1000.00 is required to avoid service fee

  • Fees may reduce earnings

  • $5000.00 minimum daily balance to obtain APY*

  • Closing account before interest is credited will forfeit accrued interest

  • All interest rates and annual percentage yield are subject to change without notice
  • Interest is compounded continuously and credited monthly
  • Interest begins to accrue on the business day your deposit is made
  • Closing account before interest is credited will forfeit accrued interest

* Annual Percentage Yield accurate as of 6/4/2012 and is subject to change without prior notice.

** Annual Percentage Yield

Senior Checking 0.35%* 0.35%*
Choice Checking 0.10%* 0.10%*
$5,000+ 0.10%* 0.10%*
$10,000+ 0.20%* 0.20%*
$50,000+ 0.30%* 0.30%*